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Mortgage Loans
| Conventional Loans |
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Long-term fixed rate financing!
- Various terms available
- Minimum down payment required
- Maximum loan amount of $417,000
- Competitive interest rates (subject to change daily)
For details, contact our Mortgage Lending Department at (940) 696-3000
| FHA Financing |
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Lower down payments save your money!
- Various terms available
- Property must meet FHA minimum standards
- Down payment required
- Maximum loan amount of $200,160 in Tarrant County
- Competitive interest rates (subject to change daily)
For details, contact our Mortgage Lending Department at (940) 696-3000
No down payment!
- Various terms available
- Yes, it's 100% financing!
- Maximum loan amount is $417,000
- Competitive interest rates (subject to change daily)
For details, contact our Mortgage Lending Department at (940) 696-3000
We make it easy!
- Various balloon notes available
- Closing costs are typically less
- Quicker loan processing
- Competitive interest rates (subject to change daily)
For details, contact our Mortgage Lending Department at (940) 696-3000
For those high-end properties!
- Various terms available
- Loan amount greater than $417,000
- Competitive interest rates (subject to change daily)
For details, contact our Mortgage Lending Department at (940) 696-3000
A low cost source of funds for a myriad of purposes!
- Various terms available
- Loan amounts up to 80% of appraised value less balance owed
- 80% loan-to-value required
- Closing costs up to 3.0% of loan amount or actual charges, whichever is less
For details, contact our Mortgage Lending Department at (940) 696-3000
When home additions or remodeling projects are on your horizon!
- Various terms available
- 80% loan-to-value required
- Construction bids required
- Periodic project inspections
- Contact a mortgage specialist for closing cost information
For details, contact our Mortgage Lending Department at (940) 696-3000
| Interim Construction Loans |
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Built exactly to your specifications!
- Loan amounts up to 80% of appraised value
- Loan proceeds funded according to percentage of project completion
- Monthly site inspections required
For details, contact our Mortgage Lending Department at (940) 696-3000
| Pre-Qualification Saves You Time! |
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Finding out exactly "how much house" you can afford saves time, money and a lot of frustration! Here's some of the information you'll need to provide our lenders:
- Personal data (name, address, social security number, etc.) for Borrower and Co-borrower (if applicable)
- Whether you rent or own your current place of residence
- Employment information (employer name, length of employment, gross monthly income) for Borrower and Co-borrower (if applicable)
- Other sources of income (identify source, monthly amount)*
- Assets (checking and savings account balances; investment balances, etc.)
- Liabilities (monthly auto or installment payments, minimum credit card payments, alimony/child support, total monthly payments)
- Amount of loan request (if known)
- Term of loan preferred (i.e. 10 yr., 15 yr., 20 yr. or 30 yr.)
*alimony, child support or separate maintenance income need not be disclosed if you do not choose to have it included in repaying your loan.
Reverse mortgages enable eligible homeowners over age 62 to access the money they have built up as equity in their homes.
- Tax-free funds for as long as you live in your home
- No loan repayment for as long as you live in your home
- No income, medical or credit requirements.
- Retain ownership of your home
- Choose a cash flow plan tailored to your needs
- No restrictions on how you may use the funds
- A tax-advantaged way to pass on part of your estate today
For details, contact our Mortgage Lending Department at (940) 696-3000
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