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Working Capital Loans
The perfect solution for short-term cash flow needs!
- Accounts receivable and inventory financing
- Revolving or non-revolving basis
- Typical loan term 1-year or less
- Competitive rates!
For more information, contact our Commercial Loan Department at (817) 481-0158
  
Equipment Financing
Because it’s important to stay competitive in your industry!
- Vehicle (rolling stock) financing
- Plant equipment
- Computer equipment
- Loan terms equal to economic life of equipment (up to 5 years)
- Competitive rates!
For more information, contact our Commercial Loan Department at (817) 481-0158
Commercial Real Estate Loans
New business or business expansion projects!
- Funding of up to 65% loan-to-appraised value on unimproved land
- Loan amounts for construction or purchase of owner-occupied buildings equal
to the lower of 80% loan-to-cost or 80% loan-to-appraised value
- 70% loan-to-appraised value funding on purchase of investment (non-owner
occupied) property
- Fixed and/or variable rate financing available
- Competitive rates!
For more information, contact our Commercial Loan Department at (817) 481-0158
Business Lines of Credit
When opportunity knocks, you’ll be ready!
- Helps cover short-term operating expenses
- Lets you take advantage of trade discounts
- 1-year variable rate financing (tied to a borrowing base formula)
- Competitive rates!
For more information, contact our Commercial Loan Department at (817) 481-0158
Land Development Loans
From residential developments to industrial parks!
- Funding of up to 80% of loan-to-appraised value
- Advances tied to development budget
- Monthly draw requests and site inspections
- Competitive rates!
For more information, contact our Commercial Loan Department at (817) 481-0158
Energy Loans
Funding for oil and gas production acquisitions
- Funding of up to 50% of PW10 valuation subject to credit approval
- Desired amortization equal to half-life of property
- Valuations subject to pricing sensitivity analysis
- Loans greater than $100,00 require engineering evaluation
For more information, contact our Commercial Loan Department at (817) 481-0158
Aircraft Loans
New or used aircraft financing!
- Funding of up to 90% loan-to-appraised value
- Fixed or variable rate financing
- 10-year amortization
- Requires appraisal
- Loan closing through aircraft title company
For more information, contact our Commercial Loan Department at (817) 481-0158
Standby Letters of Credit
Available to businesses seeking a bank guarantee of payment
- For inventory purchases from suppliers
- To government agencies (i.e. Texas Railroad Commission, foreign
governments) for performance bonds, etc.
- To other creditors as needed
- Fees charged by bank based on Letter of Credit terms and conditions
For more information, contact our Commercial Loan Department at (817) 481-0158
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