First National Bank Town Square

    First National Bank Town Square. Branch of First National Bank, Wichita Falls, TX
 Branch of First National Bank, Wichita Falls, TX

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   Personal Banking
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   Customer Service
   Privacy Policy
  Schedule of Fees
(effective 01/01/06)

Access Cards  
Replacement Card Fee (ATM, FirstCard Cash & Check Card) $5.00/card
ATM Card PIN Change 5.00
ATM Fee (FNB customers at non-proprietory machines)  
   Per transaction 1.00
   Balance Inquiry 1.00
FirstCard Cash & Check Card Monthly Fee 1.00/account
   
Bookkeeping Services  
Account Reconciliation $25.00/hour
Account Research 25.00/hour
Telephone Transfer 2.00
Telephone Balance Inquiry 1.00
Stop Payment 20.00/item
Deposited Item Returned 2.00/item
Deposit Correction 2.00
Microfilm Item Photocopy 3.00/item
Automated Transfer Fee (for checking overdraft) 5.00
Overdraft 25.00
Returned Check 25.00
Extended Overdraft (for consumer and small business checking accounts) 25.00/occurrence (if balance remains negative for 5 consecutive business days)
   
Checks, Money Orders, Coin/Currency Services  
Cashier’s Checks $ 3.00
Lost Cashier’s Check 15.00
Check Printing Varies with check style
Temporary Checks .25 ea.
Coin/Currency Orders  
   Individualized Rolled Coin .08 ea.
   Coin Sorting/Counting 2.0% of amt. ($3.00 min.)
   Straps of Currency .45 ea.
   Currency Orders 1.00 per $1,000
Night Depository Annual Fee 25.00
Deposit Bags (Zipper) 5.00 (one free bag)
Deposit Bags (Lock) 25.00 ea.
Deposit Lock Bag Key (additional keys) 5.00 ea.
Disposable Deposit Bags Prices Vary
Foreign Currency 5.00 + Cost of Delivery
Personal Money Order 2.00
Travelers Checks  
   One Signature 1.5% of amt. purchased
   Two Signatures 2.0% of amt. purchased
   
Collection Services  
Disposable Deposit Bags Prices Vary
Balance of Account Bank Draft $10.00
Bond Coupons 8.00
Incoming Auto Draft 10.00
Incoming/Outgoing Documentary 10.00
Incoming/Outgoing Domestic 10.00
Incoming/Outgoing International 35.00
   
Statement Services  
Duplicate Statement $5.00/statement
Statement Page Printout 1.00/page
Special Statement Cycle Cut-off 5.00
Special Handling Statement (Hold Statement) 5.00/month/statement
Statement Returned Undeliverable 5.00
   
Wire Transfer Services  
Incoming Wire $5.00
Domestic 15.00
International Cost +$10.00
   
Other Services
Account Closing Fee (within 90 days) $15.00
Account Conversion Fee (Reg. D. violation) 15.00
ACH Loan Payment Activation Fee 25.00
Consumer Loan Late Payment Fee 5.0% of payment amount
Credit Inquiry 5.00
Fax Service Fee (outgoing) 1.00/page
Legal Process Fee 35.00 minimum
Notary Services No charge
Photocopies .25 ea.
Signature Guarantee (customer only) 5.00
   
FirstNet Online Banking  
Account Access No Charge
Account Transfers No Charge
Bill Payment Monthly Fee $5.95 (first 2 months free)
FirstCall Banking 24-hour Information Line No Charge

Note:
Fees may vary based on specific account features as well as overall account relationship and transaction activity. There may be additional charges for services provided that are not shown on this fee schedule. Please note that we reserve the right to change our fees and will provide advance notice to you should account fees or terms vary from the information described above. Fees, balance requirements, interest rates and products may differ among First National Bank branches located in different geographic regions.

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