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ATM Card
The bank is always open with a First National Bank ATM Card! Access your funds 24/7 from machines around the world displaying CIRRUS, Pulse, The Exchange and Visa/PLUS network emblems*
- Get cash from designated checking and savings accounts
- Transfer money from one account to another
- Inquire about account balances
* Use of non-First National Bank ATMs may result in surcharges
 
FirstCard Cash & Check Card
Leave your checkbook at home! The FirstCard Cash & Check Card looks like a credit card, works like a check and is accepted by over 16 million Visa merchants worldwide!
- Purchases automatically deducted from your primary checking account
- Detail of purchases provided on your monthly checking account statement
- For fast access to your cash, use it at ATM machines displaying CIRRUS,
Pulse, The Exchange and Visa/PLUS network emblems*
* Use of non-First National Bank ATMs may result in surcharges.
FirstCall Banking
This 24-hour account information line lets your complete banking business anywhere, anytime from your touch-tone phone.
- Balance your checkbook
- Transfer funds between accounts
- Check a loan payment
- Verify items presented to your account for payment
You can do it all, 24 hours a day, 7 days a week!
Direct Deposit
Worried about making that deposit before the bank closes? With Direct Deposit, recurring deposits like
payroll checks, your pension, social security checks or other items are credited to your account
electronically. The funds are there exactly when you expect them to be. Make it easy on yourself – sign
up today for Direct Deposit.
Overdraft Protection
Put your mind at ease and save the personal embarrassment and costly fees that can often occur when you overdraft your account – for whatever reason!
- No annual fee
- Fixed, competitive interest rate
- Pay interest only on funds transferred to handle insufficient items
- Credit lines up to $4,999**
- Detailed monthly statement
*approved credit lines based on creditworthiness of the borrower. Please contact a customer service representative for interest rate information.
Personal Line of Credit
Tired of applying for additional credit every time you need it? Our Personal Line of Credit provides easy access to funds (with a better rate than most credit cards) when you need it most!
- No annual fee
- Competitive interest rate (as low as Wall Street Journal Prime + 3%**)
- No collateral requirements
- Pay interest only on the amount you use
- Credit lines up to $20,000**
- Revolving line frees up credit availability as you pay down your outstanding
balance
- Use as Overdraft Protection for your First National Bank checking account
- Credit line funds accessed by special check, teller withdrawal, bookkeeping
telephone transfer, or through ATM or FirstCard Cash & Check Card
transactions**
*approved credit lines based on creditworthiness of the borrower. Please contact a customer service representative for interest rate information.
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